TrueFi is a protocol designed to establish interest-bearing pools offering high Annual Percentage Rates (APRs) for liquidity providers. It incorporates utility and rewards mechanisms through TrustTokens (TRU), incentivizing participants to uphold stable, high APRs. TRU serves as the native token of the TrueFi protocol, fulfilling several purposes: TrustToken holders wield influence over determining credible borrowers within the prediction market. TRU empowers holders to assess the creditworthiness of third parties. Through TRU credit rating, a decentralized credit system driven by incentives can be established. TRU owners possess a stake in the development of a novel credit ecosystem.