Telcoin (TEL) serves as the native medium of exchange, reserve asset, and protocol token within the Telcoin user-owned, decentralized financial platform. TEL facilitates seamless access to and powers a global array of user-owned, decentralized financial products. Through incentives, TEL coordinates market participants, such as telecoms and active users, to offer specific value-added services to end users, aligning the Telcoin ecosystem's incentives towards providing fast and affordable, user-owned financial products to every mobile phone user worldwide. The Telcoin Platform: Telcoin operates as a user-owned, decentralized financial platform, powered by active Telcoin users, Mobile Network Operators, and Mobile Financial Service Providers. By uniting telecoms around a user-owned, decentralized financial platform, Telcoin aims to grant every mobile phone user worldwide access to superior, user-owned financial products surpassing traditional banking services. Telcoin Pte. Ltd.: Established in July 2017 in Singapore, Telcoin utilizes blockchain technology to deliver decentralized financial services on any mobile device. The company's inaugural product, Telcoin Remittances, focuses on high-speed, low-cost digital money transfers to mobile money platforms and e-wallets. Telcoin Remittances collaborate with telecoms, mobile money, and e-wallet partners globally to facilitate convenient, affordable, and secure money transfers. Telcoin recently launched Version 3 of its platform, introducing two user-owned financial products: The Send Money Smarter Network (SMS), a global remittance network, and TELxchange, a decentralized digital asset exchange owned by users. Telcoin Regulation: Telcoin is regulated in Singapore as a Major Payment Institution by the Monetary Authority of Singapore and is also registered and regulated in several other global markets, including Canada and Australia. The company maintains primary offices in Singapore, Tokyo, Dubai, and Los Angeles and has been an active member of the GSMA since February 2018. Founders of Telcoin: Telcoin was founded in 2017 by Paul Neuner, a serial entrepreneur with over 12 years of experience in the telecommunications and cybersecurity sectors. Unique Features of Telcoin: Telcoin aims to package decentralized finance into seamless, automated, user-owned applications and distribute them through telecoms to every mobile phone user globally. By aligning with telecoms, Telcoin enables the distribution of decentralized, automated financial products to their subscribers, mitigating traditional finance risks. Telcoin Circulation: Telcoin is an ERC-20 token built on the Ethereum blockchain. At its launch, 25% of tokens were distributed in a crowdsale to investors, with another 15% retained by the Telcoin Team and 5% allocated to a liquidity fund. The maximum number of tokens on the network is fixed at 100,000,000,000 TEL, with approximately 50% of tokens (50,270,110,195 TEL) currently issued. Telcoin Security: Telcoin is secured as an ERC-20 token native to Ethereum, leveraging one of the world's most secure computing networks. Through the Telcoin Mobile Application, TEL users can securely store and transact their assets using a 2-of-3 multi-signature Ethereum wallet, eliminating concerns regarding secure generation and storage of private keys or secret phrases. Where to Purchase Telcoin (TEL): While TEL is a popular crypto asset, only a few exchanges offer fiat-to-TEL token purchases. TEL tokens can be acquired against cryptocurrencies such as Bitcoin (BTC) and Ethereum (ETH).